KS3 Citizenship key terms
122 terms with short definitions you can learn for the exam. Type to filter the list.
Key terms glossary 97
- Accountable
- Having to explain and answer for your actions to someone who can check and challenge them, such as a government answering to Parliament.
- Act of Parliament
- A law passed by both Houses of Parliament that has received Royal Assent.
- Age of criminal responsibility
- The age from which a person can be charged with a crime: 10 in England, Wales and Northern Ireland, and 12 in Scotland.
- Appeal
- Asking a higher court to look again at a decision that may have been wrong.
- APR
- Annual Percentage Rate: the yearly cost of borrowing, including interest and fees, used to compare credit offers.
- Ballot
- A vote, usually secret. A ballot paper is the paper on which you mark your vote.
- Barrister
- A lawyer who usually argues cases in the higher courts.
- Bias
- Presenting a one-sided view, for example by leaving out facts or using loaded words.
- Bill
- A proposal for a new law that is being considered by Parliament.
- Budget
- A plan comparing money coming in (income) with money going out (expenditure) over a period.
- Cabinet
- The group of the most senior government ministers, chaired by the Prime Minister.
- Charity
- An organisation set up for good purposes, such as relieving poverty or protecting animals, not to make a profit for owners.
- Citizen
- A member of a country who has rights it protects and responsibilities in return.
- Civil law
- Law that deals with disputes between people or organisations, such as broken contracts, usually settled with compensation.
- Civil servant
- A politically neutral official who works for a government department and serves whichever government is elected.
- Claim (insurance)
- Asking an insurer to pay for a loss covered by your policy.
- Coalition
- A government formed by two or more parties working together, as in the UK from 2010 to 2015.
- Community
- A group of people who share something, such as a place, a faith or an interest.
- Compensation
- Money paid to make up for a loss or injury.
- Compound interest
- Interest earned on your savings and also on the interest already added, so savings grow faster over time.
- Constituency
- The area that an MP represents. There are 650 in the UK.
- Constitutional monarchy
- A system where a monarch is head of state but elected politicians make the decisions, following the rules of the constitution.
- Council tax
- A tax paid by households to their local council, based on the value of their home.
- Councillor
- An elected member of a local council who represents a ward.
- Credit
- Borrowing money and paying it back later, usually with interest.
- Credit score
- A rating, based on your history of borrowing and repaying, that lenders use to decide whether to lend to you.
- Criminal law
- Law that deals with crimes, which are wrongs against society. The state prosecutes and the guilty can be punished.
- Crown Court
- The court in England and Wales for serious criminal cases, usually heard by a judge and a jury of 12.
- Debt
- Money that is owed to someone else.
- Deficit
- When spending is greater than income.
- Democracy
- Rule by the people, usually by electing representatives in free and fair elections.
- Deterrence
- Putting people off committing crime, one purpose of sentencing.
- Devolution
- Passing some powers from the UK Parliament to the nations or regions, such as to the Scottish Parliament.
- Direct debit
- An instruction letting a company take payments from your bank account. The amount can change.
- Discrimination
- Treating someone unfairly because of who they are, such as their race, sex or disability.
- Disinformation
- False information spread on purpose to mislead people.
- Equality Act 2010
- The law in Great Britain that protects people from discrimination because of nine protected characteristics.
- Excess
- The part of an insurance claim that you pay yourself.
- Executive
- The branch of the state that runs the country and carries out laws: the government.
- Expenditure
- Money going out: what is spent.
- First past the post
- The voting system for UK general elections: in each constituency the candidate with the most votes wins.
- General election
- An election in which all 650 MPs are chosen, held at least every five years.
- Gross pay
- Total pay before any deductions are taken off.
- Human Rights Act 1998
- The UK law that made the rights in the European Convention on Human Rights part of UK law.
- Hung parliament
- When no single party has a majority of MPs in the House of Commons.
- Identity
- Who you are and how you see yourself, including family, beliefs, languages and interests.
- Income
- Money coming in, such as wages, pocket money or gifts.
- Income Tax
- A tax on income, such as wages, above the Personal Allowance.
- Inflation
- A general rise in prices over time, so the same money buys less.
- Insurance
- Paying a premium so that an insurer will pay for certain losses if they happen.
- Interest
- Money paid for the use of money: savers earn it, borrowers pay it. Shown as a percentage per year.
- Judiciary
- Judges, who interpret the law and decide cases independently of the government.
- Jury
- A group of 12 members of the public, chosen at random, who decide whether a defendant is guilty in the Crown Court.
- Legislature
- The branch of the state that makes laws: in the UK, Parliament.
- Liberty
- Freedom, especially the freedom to act and speak without unfair control by the state.
- Lobbying
- Contacting decision-makers, such as MPs, to try to influence their decisions.
- Magistrate
- A trained volunteer from the community who hears less serious criminal cases in a magistrates' court.
- Majority
- More than half. A party with a majority in the Commons has at least 326 of the 650 MPs.
- Manifesto
- A list of what a political party promises to do if it wins an election.
- Mediation
- A way of settling a dispute in which a neutral person helps both sides reach an agreement.
- Misinformation
- False information that is shared by mistake.
- MP
- Member of Parliament: a person elected to represent a constituency in the House of Commons.
- National Insurance
- A deduction from pay, above a threshold, that builds up entitlement to the State Pension and some benefits.
- Net pay
- Take-home pay: what you receive after deductions such as tax.
- Opposition
- Parties not in government. The largest is the Official Opposition, led by the Leader of the Opposition.
- Pension
- Money received in retirement, built up during your working life.
- Personal Allowance
- The amount of income most people can earn in a tax year before paying Income Tax.
- Petition
- A request for action signed by many people, sent to a decision-maker such as Parliament or a council.
- Phishing
- Fake messages pretending to be from a trusted organisation, to trick people into giving away personal details.
- Policing by consent
- The principle that the police get their authority from public support and trust, not from fear.
- Political party
- An organisation of people with shared views who try to win elections to put their ideas into action.
- Prejudice
- An unfair opinion about a person or group, formed without knowing them.
- The amount you pay for insurance, monthly or yearly.
- Pressure group
- An organisation that tries to influence decisions and public opinion without standing for election.
- Prime Minister
- The head of the UK government, usually the leader of the party that can command the confidence of the House of Commons.
- Protected characteristic
- One of nine features, such as age, disability, race or religion or belief, that the Equality Act 2010 protects from discrimination.
- Public institution
- An organisation run by or for the state to serve the public, such as the NHS, schools, police or courts.
- Referendum
- A vote by the people on a single question.
- Rehabilitation
- Helping an offender to change so they do not commit crime again.
- Reparation
- Making amends to a victim or the community for harm caused.
- Representative democracy
- A democracy where citizens elect representatives to make decisions for them.
- Republic
- A country whose head of state is elected or chosen, rather than a hereditary monarch.
- Reserved matter
- An area, such as defence or foreign policy, that is decided by the UK Parliament, not by the devolved bodies.
- Responsibility
- Something you are expected to do, such as obey the law and respect the rights of others.
- Right
- Something you are entitled to, such as education or a fair trial.
- Royal Assent
- The monarch's formal agreement that turns a bill into an Act of Parliament.
- Rule of law
- The principle that everyone, including the government, must obey the law, and the law applies equally to all.
- Scrutiny
- Checking the work of the government closely, for example through questions and select committees.
- Separation of powers
- Keeping the legislature, executive and judiciary separate so no one part has too much power.
- Speaker
- The MP who chairs debates in the House of Commons and must be politically neutral.
- Stakeholder
- A person or group affected by, or involved in, an issue or decision.
- Standing order
- An instruction you give your bank to pay a fixed amount regularly to someone.
- Surplus
- When income is greater than spending, leaving money over.
- Tribunal
- A specialist body that settles particular kinds of dispute, such as an employment tribunal.
- Volunteer
- Someone who gives their time freely, without being paid.
- Ward
- The area a local councillor represents.
- Whip
- A party official who encourages the party's MPs to vote with the party.
Key facts to know 25
- 10 and 12
- The age of criminal responsibility: 10 in England, Wales and Northern Ireland; 12 in Scotland.
- 10,000 and 100,000
- UK Parliament petitions: the government responds at 10,000 signatures; at 100,000 a petition is considered for debate.
- 12 jurors
- A Crown Court jury has 12 members, aged 18 to 75 and chosen at random.
- 1215
- Magna Carta: King John agrees that the king must follow the law too.
- 159
- A phone number that connects you safely to many UK banks if you think you are being scammed.
- 1689
- The Bill of Rights: the monarch cannot raise taxes without Parliament's agreement.
- 18
- The voting age for UK general elections (16 for Scottish Parliament and Senedd elections). In autumn 2026 a bill to lower it to 16 for all UK elections was going through Parliament.
- 1872
- The Ballot Act brings in secret voting.
- 1918
- All men over 21, and women over 30 who met property conditions, get the vote.
- 1928
- Women get the vote on equal terms with men, at 21.
- 1948
- The NHS is set up, on 5 July.
- 1969
- The law lowering the voting age to 18 is passed.
- 1998
- The Human Rights Act brings the European Convention on Human Rights into UK law.
- 20%
- The basic rate of Income Tax in England, Wales and Northern Ireland, and the standard rate of VAT.
- 2009
- The UK Supreme Court opens.
- 2010
- The Equality Act protects nine characteristics from discrimination.
- 2022
- Charles III becomes king on 8 September.
- 326
- The smallest number of MPs for a majority in the House of Commons.
- 650
- The number of MPs, one for each constituency.
- 8% and 3%
- Workplace pensions under automatic enrolment: at least 8% of qualifying earnings in total, with at least 3% from the employer.
- 999 and 101
- Call 999 in an emergency; call 101 to contact the police when it is not an emergency.
- Five years
- The longest a UK Parliament can last before a general election.
- Three branches of the state
- The legislature (Parliament), the executive (government) and the judiciary (judges).
- Three functions of money
- A medium of exchange, a unit of account and a store of value.
- £12,570
- The Personal Allowance for Income Tax in England, Wales and Northern Ireland in the 2025 to 2026 tax year.